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Terms of Use for D1 Arena

Last Updated: December 2025

IMPORTANT: SKILL-BASED ESPORTS COMPETITION PLATFORM

D1 Arena is exclusively a skill-based competition platform. All tournaments are bona fide contests for the determination of skill as defined under Texas Penal Code §47.01. This is NOT gambling—outcomes are determined solely by player skill, not chance.

1. Acceptance of Terms

By accessing D1 Arena ("Platform"), you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use the Platform.

2. Eligibility

• Minimum Age: 13 years old
• Ages 13-17: Parental/guardian consent required for tournament participation. Cannot access wallet features or receive payouts.
• Ages 18+: Eligible for all tournaments, prize competitions, and wallet features (with identity verification)

3. Account Registration & Security

You must provide accurate information. You are responsible for account security and all activities under your account.

Account Security Requirements

• Strong Password: Minimum 8 characters with mixed case, numbers, and symbols recommended
• Two-Factor Authentication (2FA): Strongly recommended for all accounts. Required for accessing wallet features and making withdrawals.
• Recovery Codes: Store your 2FA recovery codes securely. D1 Arena cannot recover accounts without proper verification.
• Immediate Reporting: Report unauthorized access immediately to support

Two-Factor Authentication (2FA)

D1 Arena offers TOTP-based two-factor authentication for enhanced account security:

• 2FA uses time-based one-time passwords (TOTP) compatible with Google Authenticator, Authy, and similar apps
• Once enabled, 2FA is required for all logins
• Recovery codes are provided during setup—store these securely offline
• 2FA is required to enable wallet features, request payouts, or access sensitive account settings
• Disabling 2FA requires verification of your identity

4. Identity Verification

To access certain features, identity verification is required:

When Verification is Required

• Enabling wallet/payout features
• Requesting withdrawals of any amount
• Receiving tournament prize payouts
• Accessing supporter subscription revenue
• Making changes to payout methods

Verification Process (via Stripe Connect Express)

Identity verification is handled securely through Stripe Connect Express:

• Secure Onboarding: You will be redirected to Stripe's hosted verification flow
• Government ID: Submit your driver's license, passport, or state-issued ID directly to Stripe
• Selfie Verification: Stripe verifies your photo matches your ID
• Tax Information: SSN/W-9 (U.S.) or Tax ID/W-8BEN (international) collected by Stripe
• Bank Account: Connect your bank account for direct payouts

Important: D1 Arena never receives or stores your identity documents, SSN, or bank account details. All sensitive information is handled exclusively by Stripe.

Verification Requirements

• All submitted documents must be valid and not expired
• Information must match your D1 Arena account details
• Fraudulent documents will result in permanent account termination
• Verification typically completes within minutes through Stripe's automated system
• You can check verification status anytime in your wallet settings

5. Tax Compliance Requirements

Tax compliance is handled automatically through Stripe Connect Express:

Automated Tax Compliance via Stripe

• SSN Collection: Stripe securely collects your SSN during onboarding - D1 Arena never sees or stores it
• W-9/W-8BEN Forms: Stripe collects and validates all required tax documentation electronically
• 1099-K Filing: Stripe automatically generates and files Form 1099-K with the IRS for qualifying payouts
• Year-End Tax Documents: Access your tax documents anytime through your Stripe Express Dashboard

IRS Reporting

• Stripe reports gross payments exceeding IRS thresholds via Form 1099-K
• You will receive a 1099-K from Stripe (not D1 Arena) if you meet the reporting threshold
• You are responsible for reporting income and paying applicable taxes

International Payouts

• Non-U.S. Persons: Stripe collects W-8BEN and required foreign tax information
• Stripe handles withholding requirements as mandated by IRS regulations

6. Wallet & PIN Security

Wallet PIN

• A 4-digit PIN is required to access wallet features
• PIN is required for viewing balance, transaction history, and initiating withdrawals
• After 5 failed PIN attempts, wallet access is temporarily locked
• PIN reset requires identity verification

Wallet Security

• Never share your wallet PIN with anyone
• D1 Arena staff will never ask for your PIN
• Enable 2FA for additional wallet protection
• Review transaction history regularly for unauthorized activity

7. Skill-Based Competition - Legal Compliance

D1 Arena operates in strict compliance with Texas Penal Code §47.01, which states:

"Bet does not include an offer of a prize, award, or compensation to the actual contestants in a bona fide contest for the determination of skill, speed, strength, or endurance."

View Official Texas Statutes

Why D1 Arena is Skill-Based (NOT Gambling)

• No Random Outcomes: No dice, no card shuffles, no RNG determines winners
• Skill Determines Victory: Reaction time, strategy, game knowledge, teamwork
• Practice = Improvement: Unlike chance games, skill development improves results
• Fair Conditions: All participants compete on equal footing
• Measurable Performance: Winners determined by demonstrated ability

8. User Conduct

Prohibited behaviors:

• Harassment, threats, or defamation
• Obscene, offensive, or illegal content
• Unauthorized automated access
• Impersonation or identity fraud
• Cheating or fraudulent activities (results in permanent ban)
• Sharing accounts or security credentials
• Attempting to bypass 2FA or security measures
• Submitting fraudulent identity documents

9. Tournament Rules

• All participants must follow D1 Arena tournament rules
• Violations result in disqualification
• D1 Arena decisions on disputes are final
• Cheating detection may result in prize forfeiture and permanent ban
• Identity verification may be required before prize distribution

10. Membership Tiers & Fee Structure

D1 Arena offers three membership tiers. All fees comply with Texas law and are NOT derived from prize pools:

Starter (Free)

• Supporter Subscription Revenue: Keep 75% (25% platform fee)
• Tournament Entry Fee: 18% administrative fee
• Features: 3 community tournaments/month, 3 teams (10 members each), 15-day VOD storage

PRO ($14.99/month)

• Supporter Subscription Revenue: Keep 82% (18% platform fee)
• Tournament Entry Fee: 14% administrative fee
• Features: 15 community tournaments/month, 15 teams (25 members each), 90-day VOD storage, GIFs in chat, PRO badge

Ultimate ($29.99/month)

• Supporter Subscription Revenue: Keep 90% (10% platform fee)
• Tournament Entry Fee: 10% administrative fee
• Features: Unlimited community tournaments, unlimited teams (50 members each), 180-day VOD storage, ad-free viewing on all channels, ULTIMATE badge, priority tournament registration

Payout/Withdrawal

• Primary Payout Method: Stripe Connect Express - payouts directly to your verified bank account
• Alternative Method: PayPal (for users who prefer PayPal)
• Withdrawal Fee: 5% + $0.50 processing fee for all prize payouts
• Minimum Withdrawal: $100
• Verification Required: Complete Stripe Connect onboarding before first withdrawal
• Tax Forms: Automatically collected by Stripe during onboarding

No portion of the prize pool is taken as profit. All fees support Platform operations only.

11. Intellectual Property

All Platform content is property of D1 Arena or licensors. Reproduction without permission is prohibited.

12. Privacy & Data Security

See our Privacy Policy for details on how we protect your personal information, identity documents, tax information, and 2FA data.

13. Disclaimers

Platform provided "as is" without warranties. We do not guarantee uninterrupted service.

14. Limitation of Liability

D1 Arena is not liable for indirect, incidental, special, consequential, or punitive damages from Platform use, including but not limited to losses from unauthorized account access where security recommendations (2FA, strong passwords) were not followed.

15. Account Termination

D1 Arena may suspend or terminate accounts for:

• Violation of these Terms
• Fraudulent identity verification attempts
• Tax compliance violations
• Suspicious financial activity
• Repeated security violations

16. Modifications

Terms may be updated. Continued use constitutes acceptance of new Terms. Material changes affecting identity verification, tax compliance, or security requirements will be communicated via email.

17. Governing Law

These Terms are governed by Texas law. Disputes shall be resolved in Texas courts.

Contact

Questions? Contact us.

Security concerns: security@d1arena.com

Tax/verification issues: support@d1arena.com

By participating, you confirm understanding that D1 Arena hosts skill-based competitions where outcomes depend on player ability, not chance, and you agree to comply with all identity verification and tax requirements.